Terms of Service for BreezySplits

Effective Date: April 11, 2025

Last Updated: April 11, 2025

Please read these Terms of Service ("Terms") carefully before using the BreezySplits mobile application ("App"). Your access to and use of the App is conditioned on your acceptance of and compliance with these Terms. By accessing or using the App, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the App.

1. Description of Service

BreezySplits is a mobile application designed to help users track and split shared expenses among groups, primarily for trips or events. It allows users to create trips, add members, record expenses and paybacks, calculate balances, and view suggested settlement payments. The App functions entirely offline, storing all data locally on the user's device.

2. License to Use

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to download, install, and use the App for your personal, non-commercial purposes on a mobile device that you own or control.

3. User Responsibilities

  • Accuracy of Information: You are solely responsible for the accuracy and completeness of all information you enter into the App, including trip details, member names, expense amounts, payer information, and split details. The calculations performed by the App are based entirely on the data you provide.
  • Settlement of Debts: The App provides suggested settlement calculations based on the data entered. You and your group members are solely responsible for verifying these calculations and for actually settling any debts between yourselves outside of the App. The App is a calculation tool and does not facilitate actual monetary transfers.
  • Data Backup: All data is stored locally on your device. You are solely responsible for backing up your device. We are not responsible for any loss of data resulting from device loss, damage, deletion of the App, use of the "Reset All Data" feature, or any other cause.

4. Limitations and Disclaimers

  • Offline Functionality: The App works offline and does not sync data across devices or users. Data entered on one device is not accessible on another unless manually transferred by means external to the App.
  • Currency Conversion: The App may include currency conversion features for approximation purposes only. These features rely on static, non-real-time exchange rates. We do not guarantee the accuracy of these conversions. Users should agree on exchange rates independently or settle debts within each specific currency.
  • No Warranty: The App is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the App will meet your requirements, be error-free, uninterrupted, or that calculations will always be perfectly accurate (due to potential rounding or dependence on user input accuracy).
  • No Financial Advice: The App does not provide financial advice. It is intended solely as a tool for tracking and calculating shared expenses based on user input.

5. Data Storage

All data you enter into the App is stored locally on your device's storage using Apple's Core Data framework. We do not collect, store, or have access to this data on any external servers. You acknowledge that local storage means your data is vulnerable to loss if your device is lost, stolen, damaged, or reset, or if the App is deleted.

6. Intellectual Property

The App and its original content (excluding data entered by you), features, and functionality are and will remain the exclusive property of ignlabs and its licensors. The App is protected by copyright, trademark, and other laws of the Philippines and foreign countries. Our trademarks may not be used in connection with any product or service without our prior written consent.

7. Termination

You may stop using the App at any time by deleting it from your device. We may terminate or suspend your access to the App immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the App will immediately cease.

8. Limitation of Liability

In no event shall ignlabs, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the App; (ii) any conduct or content of any third party on the App; (iii) any content obtained from the App; and (iv) unauthorized access, use or alteration of your transmissions or content (noting that data is stored locally), whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose. Our maximum aggregate liability under these terms shall not exceed the amount you paid for the App, if any.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Philippines, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide notice prior to any new terms taking effect (e.g., within the App or on the App Store page). What constitutes a material change will be determined at our sole discretion. By continuing to access or use our App after those revisions become effective, you agree to be bound by the revised terms.

11. Contact Us

If you have any questions about these Terms, please contact us at: ignweb10@gmail.com